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Namibia PAYE Calculator: Tax and Take-Home Pay

Enter your monthly gross pay to see your PAYE, Social Security and take-home pay under the 2026/27 brackets.

Rates checked 9 Nov 2026 against official sources (listed below).

Tax bands (a month)

  • NAD 0 – NAD 8,3330%
  • NAD 8,334 – NAD 12,50018%
  • NAD 12,501 – NAD 29,16725%
  • NAD 29,168 – NAD 45,83328%
  • NAD 45,834 – NAD 70,83330%
  • NAD 70,834 – NAD 129,16732%
  • Above NAD 129,16737%

Take-home pay (a month)

NAD 24,738

PAYE

NAD 5,150

Effective tax rate

17.2%

Taxable income

NAD 30,000

ItemNAD
Gross payNAD 30,000
− Social Security (0.9%)NAD 113
− Pension / retirement annuityNAD 0
Taxable incomeNAD 30,000
Tax on bandsNAD 5,150
− PAYENAD 5,150
Take-home payNAD 24,738

NamRA 2026/27 brackets (first N$100,000 a year tax-free). Social Security uses the September 2026 ceiling.

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The full explanation, with worked examples and what to watch for: PAYE in Namibia: NamRA Tax Brackets, Social Security and Net Pay

About this calculator

On N$30,000 a month with no pension, PAYE is N$5,150 and Social Security N$112.50, leaving N$24,737.50.

How it's worked out

  1. Pension fund and retirement annuity contributions come off your pay first, up to N$12,500 a month (N$150,000 a year).
  2. The rest is taxed in the 2026/27 brackets: 0% on the first N$8,333 a month, then 18%, 25%, 28%, 30%, 32% and 37%.
  3. Social Security takes 0.9% of your pay, up to N$112.50 a month. It doesn't reduce your tax.

See our PAYE in Namibia guide for the annual brackets and more examples.

Take-home pay at common salaries

Worked out with the same bands as the calculator above, with no pension or other optional deductions.

Monthly pay PAYE Other deductions Take-home
N$8,000 N$0 N$72 N$7,928
N$15,000 N$1,375 N$112.50 N$13,512.50
N$20,000 N$2,625 N$112.50 N$17,262.50
N$30,000 N$5,150 N$112.50 N$24,737.50
N$50,000 N$10,833.33 N$112.50 N$39,054.17
N$80,000 N$20,016.67 N$112.50 N$59,870.83

Before you rely on the result

  • Check what your payslip calls taxable pay. Allowances, overtime and bonuses are usually taxed too, so use your full taxable pay, not just basic salary.
  • Compare with your payslip. If your employer's PAYE is far off this figure, ask HR or payroll which bands and deductions they used. Payroll software that hasn't been updated is a common cause.
  • Other deductions aren't included unless they're listed above: loans, union dues, medical aid and voluntary savings all come off separately.

Frequently asked questions

How much PAYE do I pay on N$20,000 in Namibia?

N$2,625 a month with no pension deduction. After N$112.50 Social Security, you take home N$17,262.50.

What is the tax-free threshold in Namibia?

N$100,000 a year, which is about N$8,333 a month.

Does a retirement annuity reduce my tax in Namibia?

Yes. Contributions to approved pension funds and retirement annuities are deductible up to N$150,000 a year in total. Enter yours above to see the saving.

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